Market Report · Updated May 2026
Dayton Cash Home Buyer Report — May 2026
We ranked every Dayton ZIP code in our buy-box by gross rental yield. The table below shows the 17 highest-yield ZIPs — these are the markets where Oxbow is most actively making cash offers right now.
Dayton Snapshot
Across 17 Dayton ZIP codes, home values range from $129,437 to $282,090. The average gross rental yield (annual rent ÷ home value) is 8.0%, which is the key metric we use to identify cash-friendly markets — higher yield means a stronger investor exit, which means we can pay more for your home.
Top 17 Dayton ZIPs by Yield
Ranked by gross rental yield (annual rent ÷ median home value). All data sourced from Zillow Research (ZHVI + ZORI), May 2026. Click any ZIP to get a cash offer on a property there.
| Rank | ZIP | City | Median Value | Median Rent | Gross Yield | |
|---|---|---|---|---|---|---|
| 1 | 45410 | Dayton, OH | $129,437 | $1,220/mo | 11.3% | Cash offer → |
| 2 | 45414 | Dayton, OH | $180,408 | $1,588/mo | 10.6% | Cash offer → |
| 3 | 45426 | Trotwood, OH | $171,509 | $1,380/mo | 9.7% | Cash offer → |
| 4 | 45439 | Moraine, OH | $174,493 | $1,342/mo | 9.2% | Cash offer → |
| 5 | 45322 | Englewood, OH | $226,913 | $1,698/mo | 9% | Cash offer → |
| 6 | 45420 | Kettering, OH | $168,945 | $1,205/mo | 8.6% | Cash offer → |
| 7 | 45431 | Beavercreek, OH | $257,115 | $1,750/mo | 8.2% | Cash offer → |
| 8 | 45409 | Oakwood, OH | $257,659 | $1,672/mo | 7.8% | Cash offer → |
| 9 | 45324 | Fairborn, OH | $209,387 | $1,348/mo | 7.7% | Cash offer → |
| 10 | 45356 | Piqua, OH | $181,230 | $1,150/mo | 7.6% | Cash offer → |
| 11 | 45449 | West Carrollton, OH | $216,204 | $1,378/mo | 7.6% | Cash offer → |
| 12 | 45424 | Huber Heights, OH | $226,340 | $1,384/mo | 7.3% | Cash offer → |
| 13 | 45429 | Kettering, OH | $273,937 | $1,673/mo | 7.3% | Cash offer → |
| 14 | 45385 | Xenia, OH | $254,221 | $1,389/mo | 6.6% | Cash offer → |
| 15 | 45373 | Troy, OH | $282,090 | $1,415/mo | 6% | Cash offer → |
| 16 | 45342 | Miamisburg, OH | $274,062 | $1,297/mo | 5.7% | Cash offer → |
| 17 | 45419 | Oakwood, OH | $281,130 | $1,340/mo | 5.7% | Cash offer → |
How We Use This Data
At Oxbow Home Solutions, we make cash offers in markets where the math works for both sides. A higher gross rental yield means investors — our typical exit buyers — can hit their target return at a higher acquisition price. That lets us pay more for your home than we could in a low-yield market.
This report is part of our free seller resources. It updates monthly from public Zillow Research data, so the numbers stay current. If you own a home in any of the ZIPs listed above, we are actively buying — request a cash offer and we will respond within 24 hours.
Sources & Methodology
- Home values: Zillow Home Value Index (ZHVI), single-family residential, mid-tier (0.33-0.67), seasonally adjusted, smoothed. zillow.com/research/data/
- Rents: Zillow Observed Rent Index (ZORI), single-family + condo + multi-family blend, seasonally adjusted, smoothed.
- Filter: ZIP must have median home value in our buy-box range and median rent of $1,000+/month.
- Yield calculation: (Median rent × 12) ÷ Median home value. Gross yield, before taxes/insurance/maintenance.
- Updated: May 2026. We regenerate this report whenever Zillow ships their monthly data refresh (typically the 16th of each month).
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