51-State Reference

Seller Disclosure Laws by State

What you must legally disclose to a buyer — for every state. Statute citations, mandatory disclosure forms, and links to every state real estate commission.

Educational reference only — not legal advice. Disclosure law varies by state and changes frequently. Verify current rules with the state Real Estate Commission and a licensed attorney before relying on any specific claim.

Form-based states (35)

These states require a state-mandated seller disclosure form for most residential sales.

Alaska AK Arizona AZ California CA Colorado CO Connecticut CT Delaware DE District of Columbia DC Hawaii HI Idaho ID Illinois IL Indiana IN Iowa IA Kentucky KY Louisiana LA Maine ME Maryland MD Michigan MI Minnesota MN Mississippi MS Nebraska NE Nevada NV New York NY North Carolina NC Ohio OH Oklahoma OK Oregon OR Pennsylvania PA Rhode Island RI South Carolina SC South Dakota SD Tennessee TN Texas TX Virginia VA Washington WA Wisconsin WI

Narrative-disclosure states (10)

No state-mandated form, but sellers must disclose known material defects under common law or specific statutes.

Arkansas AR Florida FL Georgia GA Kansas KS Missouri MO New Hampshire NH New Jersey NJ New Mexico NM Utah UT Vermont VT

Caveat-emptor states (6)

Limited duty to disclose. Sellers must avoid affirmative misrepresentation but generally are not required to volunteer information.

Alabama AL Massachusetts MA Montana MT North Dakota ND West Virginia WV Wyoming WY

Federal lead paint disclosure (all states)

Title X of the Residential Lead-Based Paint Hazard Reduction Act applies in every state. For homes built before 1978, sellers must disclose known lead-based paint hazards and provide the EPA pamphlet "Protect Your Family from Lead in Your Home."

Selling for cash means less disclosure paperwork.

We buy as-is in any state, with the title company handling all required disclosures. No commissions, no repairs, 7-day close.

Get My Cash Offer How It Works